Do I need to complete the checkup before booking?
No. You can book a 30-minute policy conversation directly. The free checkup is optional and can help organize your questions beforehand.
Is the appointment also free?
Yes. The 30-minute policy conversation with PolicyCheckAmerica is free, with no obligation to buy or replace insurance. The educational checkup is also free and optional. Confirm professional credentials and state availability before receiving personal insurance advice.
I don’t have life insurance yet. Can I start here?
Yes. Choose “No coverage yet” in the free checkup. You will skip questions about existing policy amounts, premiums, and beneficiaries, and receive a checklist for exploring your priorities and future coverage. You can also book a free 30-minute conversation without completing the checkup. No quote or purchase is required.
I already have life insurance. Is this for me?
Yes. The checkup is designed around the coverage you already own. It helps you organize your policy details and find useful questions to ask before making a decision.
Will you tell me to replace my policy?
Replacement is not the starting point. An existing policy may have valuable guarantees or terms. Any change deserves a careful comparison with a properly licensed professional. Do not cancel coverage based on a self-check.
Is the online checkup really free?
Yes. The online self-check and your downloadable review checklist are free. No payment details, email address, or purchase are required.
What should I have with me?
If available, have your latest policy statement, employer benefits summary, premium amount, term end date, and beneficiary details nearby. You can choose “I'm not sure” when you do not know an answer.
Does the checkup tell me how much insurance to buy?
No. It highlights topics to review. It does not assess suitability, verify your policy, calculate a coverage recommendation, or provide a quote.
Can I book a personal policy review?
Use the scheduling page to open our Google Calendar booking page and choose an available time. Google confirms the booking. Confirm the serving professional’s credentials and state authority before receiving personal insurance advice.
Are my answers sent to an agent?
No. Self-check answers stay in this browser tab and are cleared when you refresh the site or start a new checkup. We do not ask for your policy number, medical history, or Social Security number.